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Philadelphia's Classiest Drunkards

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Old Oct 26, 2011 | 08:06 AM
  #29401  
dek0026's Avatar
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Sorry James to offend you. I didn't know you had such strong feelings about these sorts of people.
Old Oct 26, 2011 | 08:08 AM
  #29402  
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Originally Posted by chu
Some people have already met Ms. Chu. Chau won't be getting the cold shoulder, and I still plan on doing what I want...for those of you who think things will change. Chau might have the 240 up here by then though, who knows!
Congrats on her moving up this way, SM is going to be a small turnout on the 6th.

FYI if anyone is going to the sjscca event at Bader field on the 13th and planning on staying somewhere sat night this might be a decent deal- I was going to get a hotel for sat night instead of driving down sunday morning. A room was over $300 but my girl friend found a thing on living social for friday and sat at the new taj tower for $224.
Old Oct 26, 2011 | 08:11 AM
  #29403  
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Originally Posted by Tims2006MR
Congrats on her moving up this way, SM is going to be a small turnout on the 6th.

FYI if anyone is going to the sjscca event at Bader field on the 13th and planning on staying somewhere sat night this might be a decent deal- I was going to get a hotel for sat night instead of driving down sunday morning. A room was over $300 but my girl friend found a thing on living social for friday and sat at the new taj tower for $224.
Tim text me later-
I might have PCD crew stay over my shore house.... MAYBE

it's about 25-30 mins away..
Old Oct 26, 2011 | 08:12 AM
  #29404  
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chu
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Originally Posted by Tims2006MR
Congrats on her moving up this way, SM is going to be a small turnout on the 6th.

FYI if anyone is going to the sjscca event at Bader field on the 13th and planning on staying somewhere sat night this might be a decent deal- I was going to get a hotel for sat night instead of driving down sunday morning. A room was over $300 but my girl friend found a thing on living social for friday and sat at the new taj tower for $224.
Chau and I are planning to go. But we're not too far, so we might just drive down the morning of. James will be down there Saturday night also!
Old Oct 26, 2011 | 08:18 AM
  #29405  
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Originally Posted by igo4bmx
Tim text me later-
I might have PCD crew stay over my shore house.... MAYBE

it's about 25-30 mins away..


Originally Posted by chu
Chau and I are planning to go. But we're not too far, so we might just drive down the morning of. James will be down there Saturday night also!
pcd domination
Old Oct 26, 2011 | 08:21 AM
  #29406  
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So did Chu just drop the ball on standard tap this week or what? I am FULLY planning on attending and drinking beer out of gourds... anyone else?
He claims no one was interested.
Old Oct 26, 2011 | 08:23 AM
  #29407  
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http://www.youtube.com/watch?v=3ySv62XKuOA
Old Oct 26, 2011 | 08:49 AM
  #29408  
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Originally Posted by PeteyTurbo@KHC
So did Chu just drop the ball on standard tap this week or what? I am FULLY planning on attending and drinking beer out of gourds... anyone else?
He claims no one was interested.
I posted this exact ad several weeks ago.
Old Oct 26, 2011 | 09:14 AM
  #29409  
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Originally Posted by igo4bmx
If she is on a budget, I don't see how a down payment and closing costs would be possible, especially if her employment status recently changed.

Mortgage companies aren't that forgiving anymore.
I dunno what kind of budget shes on (chu probably doesn't give him womenz money or freedom) but there are still some decent first time home buyer loans out there where you don't need 20% or even 10% down.

besides, most places require a first, last and security deposit (more if you have pets), so depending on the value of the place you're looking at it can be more $ upfront than a % down and closing costs.

the big thing to look at at the end of all this is what will you walk away with. if you're renting you'll walk away with (hopefully) your security deposit and nothing else to show for it. If you bought the house you'll probably walk away with thousands of dollars IF you sell the place when you move. there is always the option of renting and letting your tentants pay the mortgage/build you equity while you live somewhere else.

I've bought and sold a few properties over the last decade or so and I'd always pick purchasing over renting if the stay is going to be for more than a few years. Even with todays market it still makes sense to buy rather than rent.

just sayin.
Old Oct 26, 2011 | 09:18 AM
  #29410  
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Originally Posted by chu
I posted this exact ad several weeks ago.
Well you nguyon this time.. Atco on friday still a go?
Would it help if I talked about brake pads and bushings more often?
Old Oct 26, 2011 | 09:24 AM
  #29411  
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Originally Posted by AlwaysinBoost
I dunno what kind of budget shes on (chu probably doesn't give him womenz money or freedom) but there are still some decent first time home buyer loans out there where you don't need 20% or even 10% down.

besides, most places require a first, last and security deposit (more if you have pets), so depending on the value of the place you're looking at it can be more $ upfront than a % down and closing costs.

the big thing to look at at the end of all this is what will you walk away with. if you're renting you'll walk away with (hopefully) your security deposit and nothing else to show for it. If you bought the house you'll probably walk away with thousands of dollars IF you sell the place when you move. there is always the option of renting and letting your tentants pay the mortgage/build you equity while you live somewhere else.

I've bought and sold a few properties over the last decade or so and I'd always pick purchasing over renting if the stay is going to be for more than a few years. Even with todays market it still makes sense to buy rather than rent.

just sayin.
but youre forgetting homeowner responsibility costs. All those ancillary costs like added taxes insurance upkeep add up!
Old Oct 26, 2011 | 09:27 AM
  #29412  
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Originally Posted by PeteyTurbo@KHC
Well you nguyon this time.. Atco on friday still a go?
Would it help if I talked about brake pads and bushings more often?
you guys going to atco friday?
Old Oct 26, 2011 | 09:29 AM
  #29413  
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I'm not able to get my drink on on Thursday but I'll run ya at atco.
Old Oct 26, 2011 | 09:32 AM
  #29414  
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The way I understand it, if you don't have 20% to put down you have to pay PMI, now. There's almost no getting around it. I do agree it would be better to own than rent, but home ownership can be tough.
Old Oct 26, 2011 | 09:50 AM
  #29415  
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They apparently are very strict with downpayments now. I think the minimum is 10% to even get a mortgage. When I was buying a house almost 3 years ago they were starting to transition to that rule.



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