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I dont like or want manual constantly changing gears worn clutches and damaged trannies to do shifting errors does not appeal to me at all.. I dont race or speed I cruise from point A to B. XMR costs too much for me and i dont need all that extra speed so RA is perfect for meOriginally Posted by evoooo
automatic suck...get a gsr X
Evolving Member
LOL I knew your math was wrong. You failed to mention that you would have to pony up that 5k. I understood everything else np.
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Originally Posted by ExcessLancer
No ...24 out the door. but i would have to come out of pocket the 5K that is coming from my BMW value..
Yeah, if you're putting cash up front as a down payment, that's a significant detail that shouldn't be omitted from your story.
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Actually I reread that, and you're still confused...or I am because your explanation doesn't add up.Originally Posted by ExcessLancer
No ...24 out the door. but i would have to come out of pocket the 5K that is coming from my BMW value..
I'll try one more time. Forget the BMW. What would Rick Case sell you the car for out the door?
24K?
It really doesn't matter, my formula remains the same, just plug in whatever numbers you like:
cost of new car - trade value of old car = subtotal * tax + payoff of old car- downpayment = amount financed.
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what cash up front... no..Originally Posted by GPTourer
Yeah, if you're putting cash up front as a down payment, that's a significant detail that shouldn't be omitted from your story.
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I'll try one more time. Forget the BMW. What would Rick Case sell you the car for out the door?
24K?
It really doesn't matter, my formula remains the same, just plug in whatever numbers you like:
cost of new car - trade value of old car = subtotal * tax + payoff - downpayment = amount finaced.
n ow we are going in circles so just go read my other responses..lolOriginally Posted by GPTourer
Actually I reread that, and you're still confused...or I am because your explanation doesn't add up.I'll try one more time. Forget the BMW. What would Rick Case sell you the car for out the door?
24K?
It really doesn't matter, my formula remains the same, just plug in whatever numbers you like:
cost of new car - trade value of old car = subtotal * tax + payoff - downpayment = amount finaced.

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its a called a trade in ..duh you dont sell them ur car and keep the cash.. you trade it to them against the new car you are buying..Originally Posted by Drows
LOL I knew your math was wrong. You failed to mention that you would have to pony up that 5k. I understood everything else np.
I did, your math is off. ITs confusing to everyone else here, so obviously you must be right and we're all wrong. mmmkay. Just try the formula, using whatever numbers you want, you keep changing them, or not explaining right so I give you the variables.
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its not about right and wrong its about interpretation... but that fact remains 24K OTD fro a base 09 RA is a great deal that i cant take cause i have no job...sooooooo...Originally Posted by GPTourer
I did, your math is off. ITs confusing to everyone else here, so obviously you must be right and we're all wrong. mmmkay. Just try the formula, using whatever numbers you want, you keep changing them, or not explaining right so I give you the variables.


Well, no math isn't open for interpretation. You were telling us about a great deal you got, but we can't figure out if it is or isn't because the math is dubious at best, with a 3K dollar swing, it may not be a great deal. We're just trying to figure it out. My fiance needs a car, maybe I'll swing over to Rick Case and get a great deal.
So yeah, on this discussion board, people want to figure out what you're talking about since you started this thread, regardless of wether you can take advantage of it or not.
So yeah, on this discussion board, people want to figure out what you're talking about since you started this thread, regardless of wether you can take advantage of it or not.
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So yeah, on this discussion board, people want to figure out what you're talking about since you started this thread, regardless of wether you can take advantage of it or not.
ok this is as simple as it gets.. you can go to ric case and get the 09 RA base for 24K otd how you chose to finance that is up to you what math you chose to use is up to you.. get it?Originally Posted by GPTourer
Well, no math isn't open for interpretation. You were telling us about a great deal you got, but we can't figure out if it is or isn't because the math is dubious at best, with a 3K dollar swing, it may not be a great deal. We're just trying to figure it out. My fiance needs a car, maybe I'll swing over to Rick Case and get a great deal.So yeah, on this discussion board, people want to figure out what you're talking about since you started this thread, regardless of wether you can take advantage of it or not.
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Originally Posted by ExcessLancer
ok this is as simple as it gets.. you can go to ric case and get the 09 RA base for 24K otd how you chose to finance that is up to you what math you chose to use is up to you.. get it?
Yeah, and if I just happened to trade a car that was worth 5K to Rick Case but I owed 8K on it I'd be financing 27K...get it?

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Yeah, and if I just happened to trade a car that was worth 5K to Rick Case but I owed 8K on it I'd be financing 27K...
get it?
you would add any negative equity from your trade to your new loan as always...Originally Posted by GPTourer
Yeah, and if I just happened to trade a car that was worth 5K to Rick Case but I owed 8K on it I'd be financing 27K...get it?
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Right, but it doesn't jibe with what you said here, which is the cause of all this confusion. You applied the 5K value of your car to the payoff and the loan at the same time, which is why I said you double dipped.Originally Posted by ExcessLancer
yup they would charge me 24K flat for the car!! then i trade them my BMW for $5K which brings it down to $19K but I owe $8K on the BMW so the $3K balance will roll over onto the $19K bringing it up to $21K.. and i leave with the car..
