Being married is the ****!!!

 

lucky bastard? you drive an acura rsx type s, you're just as lucky as him...

 

It takes years of credit histoy to even come close to a 700+score.!! Unless you mom or dad is co signing for you...than thats a different story.!! college kids get credit cards because the credit companies know that the college students are going to be late most of the time so they can get raped on interest.!! Paying a car note and a phone bill is jus the beginning of the credit game.!!

 

laugh now, pay later..like when your ins. bill comes.

 

Lol FWD sucks haha jk I want boost + AWD

 

so yeah...I'm going to go see the car tomarrow...I'm plaing on getting the Evo SE and just be happy with that...and I'm sure that after all the taxes, fees, and all that other crap it will end up being the price of the MR...so I guess I can live without that pefrect smooth feel of the 6 gears. oh well for me.

Hopefully I get the car tomarrow...and if I do...I own you guys a virtual dinner

 

good luck

you'll soon be broke as a joke

 

oh I will be

I'll be pretty much a ***** to my car...each paycheck goes right to the car...since I dont have to worry about other bills since I live with my parents =D

 

1. know what you want to pay.

figure out how much you want to spend and what you are willing to pay for a particular car. look at the invoice price for the car, look at what others are paying. You wont know how much the dealer really has in the car, he wont tell you that, and it doesn't really matter.

2. know your credit.

Figure out how much cash you will put down and how much will you have to borrow. Find out what intrest rates you qualify for (ask your bank or credit union). calculate your payments based on those rates.

3. Make an offer on the car.

Ask what the dealer is willing to sell the car for. If it is more than you want to pay make a counter offer. This is the key part of the process. If the dealer believes someone else will pay more for the car he may hold out, if he wants to move the car he will come down. Thats why new models in limited supply often go for way above MSRP. In anycase he wont lose money on the deal and will try to make as much as he can, thats his job of course.

Fortunately for us most people who really want EVOs can't quite afford them and most people who can affod them want more luxury. Damand isn't so high, So you already have a good offer on an MR. Many dealerships have been giving good deals on EVOs.

4. Ask the dealer to calculate an out the door price.

This is the bottom line, the only number that matters. negotiate by ths number, not payment amount or invoice price.

There will always be dealer fees involved like the common $500 paperwork fee. even if the dealer says invioce price or below he is still getting alot of money on the transaction itself. Don't worry about what the dealer is or isn't making on the car. It matters that you are getting a price you think is fair. If the dealer only paid a dollar for the car and you got it for the invoice price would it matter to you? you would still be getting a good deal.

subtract your down payment from the OTD price. This is what you have to borrow. Calculate your payments based on what interest you qualify for.

5. If the price is too high don't be afraid to walk.

if its more than you want to pay then no deal. the dealer will sell the car to someone else or call you back with a lower price. you may want to check with other dealers around too but in the same market the minimum they will sell the car for will be around the same. Looking for dealers with more inventory can help.

I like to do everything to this point by phone, its less hassle.

6. buy car.

if you like the numbers and agree on a deal make sure everything adds up, print the papers, checkem carefully, sign papers, drive away happy.

7. sell your old car, don't trade in.

it rarely makes sense to trade in a car. usually can get more selling it, then keep the cash or pay down some of loan on the new car.


Negotiating tips:
Be polite and respectful. Let them know you are serious about buying. Let them know you know what a fair price is on the car and that you are ready to pay it. you should be able to go in, get a deal, and drive out

200-$300 over invoice is typically considered a decent deal on the average car, before all of the fees and stuff.




SE

 

Just when I though you were mature enough to get an evo, you come up with a statement like that.

 

keep in mind our tires last 15-18k miles. they are also 900 bucks to replace. if you're fine with having to pay a grand every 15k miles on your daily driver then good luck.

maintenance on these cars hurts.

 

Look man, I know the Evo is a dream car when you're that young but honestly I can't really recommend it as your first "new" car and especially at eighteen. Its a very powerful car and your age group has a propensity for wrapping them around poles and trees. Why not go for a used, cheap car that you can completely thrash for a couple of years as you gain a bit more maturity?

 

I was just kidding by that...I'm very sarcastic...sorry

If anything, I'd probably only do it the first month of it, after that I would just get over it.

I'm just so used to driving my dads MR, but he sold it a few weeks ago casue he wanted luxury...so he got a mercedes from his work...so I havent driven one since then

and now I'm gonna do something about my civic, and everything is set and ready to go for today...so hopefully I get it guys...wish me luck

 

please dont think of me as an immature child...I've been driving for 3 years with a perfect record.

...mind you I have little credit and either I will put it under my name and have my dad co-sign...or everything will be under my dad and I will just pay him and after a year or so when I get more credit...I'll be taking teh car under my name.