May have to sell the X :-(
Doesn't matter. ARMs are all around the country and the next wave of resets is gonna make a whole new round of bankruptcies and forclosures. And with good-paying jobs still very difficult to find, well you do the math.
The only thing in real estate that's more common in California is jumbo loans (>~$740K) since Kal-lee-forn-yeah seems to have some of the most expensive dirt in the country.
The only thing in real estate that's more common in California is jumbo loans (>~$740K) since Kal-lee-forn-yeah seems to have some of the most expensive dirt in the country.
right, but.. I own the lot already that was a gift, so i'm not buying a house if I can build a MUCH nicer one for less.
to gifts you have to pay taxes on, lol.how about sell the lot, keep the X, buy a house, come out ahead?
OR
keep the lot, keep the X, buy a house, still come out ahead?
buy a used volvo s40 t5 awd, 6 speed
Well guys, I got married on the 19th and my new wife and I have been looking at building a house, but it seems that my 516.00 a month payment may be a bit to much, so I am considering selling it after a few more months of payments since the selling prices aren't that high for the X's right now, as of Oct I will owe 26,9. I have thought of everything that I could possibly do... even a refinance, which would be stupid since I have 0%, but that would at least drop the payment.
So, I have started to think of other cars that I could get.. whether new or used, but in great condition and i'm not to sure of what to go for. If I can pay another 6 months or so I could refinance for 72 months since my credit is good and maybe get a pretty decent rate, but I may be better off buying someone elses X that has a few more miles on it for a lower price. I'd like to try to keep the AWD since it always comes in handy so a used STI could be possible, I didn't want to go the IX route, not because I don't love the car, but the safety rating is just horrible with them and i'm not putting my wife in any sort of risk... it has to at least have better than average safety.
I've also thought of going to route of a lightly damaged car of some sort and then just fixing it myself.
Anyway, just looking for some ideas on something that could get me around 400.00 a month or maybe even less.
Any other cars in mind? Doesn't HAVE to be AWD, but it would be nice.
So, I have started to think of other cars that I could get.. whether new or used, but in great condition and i'm not to sure of what to go for. If I can pay another 6 months or so I could refinance for 72 months since my credit is good and maybe get a pretty decent rate, but I may be better off buying someone elses X that has a few more miles on it for a lower price. I'd like to try to keep the AWD since it always comes in handy so a used STI could be possible, I didn't want to go the IX route, not because I don't love the car, but the safety rating is just horrible with them and i'm not putting my wife in any sort of risk... it has to at least have better than average safety.
I've also thought of going to route of a lightly damaged car of some sort and then just fixing it myself.
Anyway, just looking for some ideas on something that could get me around 400.00 a month or maybe even less.
Any other cars in mind? Doesn't HAVE to be AWD, but it would be nice.
An Audi A4 or A6 are good cars to look for something that's somewhat luxurious and All Wheel Drive
Other Cars:
Subaru Legacy
Infiniti G35X
Subaru Impreza
Lincoln MKZ
All of these used stay in a decent budget... That is if you choose to pick a nicer car compared to a beat up one
Other Cars:
Subaru Legacy
Infiniti G35X
Subaru Impreza
Lincoln MKZ
All of these used stay in a decent budget... That is if you choose to pick a nicer car compared to a beat up one
well I am, we're looking to start building in 4-6 months, but the problem is that we have to save up some money from now until then to put down and just to have some extra in savings.
Yes, wife works in sales, she actually cleared 2500 in two weeks on her last check, but she's on the road ALL day and some weeks doesn't make hardly anything, so she is getting tired of that.. it's not something that's good for a newly married couple, not to mention that they don't pay her for gas or other expenses.. she can only write them off. She's going to stay there long enough that it looks good for when we get the loan, but wants to get out of it after that.
I just logged in for your thread! Do more research! Talk with your parents and her parents. Dont JUST take advice from strangers. Maybe, waiting to build a house, ONCE YOU'VE built a home, would be more appropriate. Financial problems is the worst for young couples. No need to add to the strain. Life isn't going anywhere, so slow down. If she is just staying at a job, to look good for the banks, you guys are not ready to step into deeper water. I don't care if you have dated this girl umpteen years. You can set yourdelf and your marriage up for failure with hastly decisions.