get a Gti...32 mpg highway..3 year free maintenance..insurance wont be as bad as the evo too...it will cut your cost a lot and is still fun yet practical to drive..its no evo, but when the 3 year free maintenance is up...juss sell the car and get back into one ::cheers::

 

To people commenting a about him "only" saving $100 or $150 a month on his car payments, don't forget that the maintenance costs of the Evo are much higher than a lower-powered, cheaper car (in general).

When I sold my S2000 I saved not only the cost of payment reduction (went from a monthly payment to none at all) but also nearly $200 a month (on average) through lower insurance, way cheaper tires at much longer change intervals (was replacing expensive rear tires every 6000-8000 miles with my style of driving), less frequent oil changes, etc, etc....

It all adds up.

 

I didn't want to read this whole thread, but try looking into a WRX or a Ralliart.

 

Speed3s are only FWD. The Mazdaspeed6 is AWD.

 

yeah, you know I actually like them both. I think I like the WRX more, but having the auto might be kind of nice too... the Ralliart doesn't have the body my Evo does and I think I might miss it everytime I looked at a different car such as a Ralliart.

On a side note, I had an offer for 26k but wanted to keep the AP along with the custom tune, so I wound up turning it down. I owe 26,9 and the AP and tune are almost a grand. I think I could wait another few months and not be upside down on the car.

 

Well guys, after A LOT of thinking, and talking to my wife I have decided to keep the car... at least for 6 months or so. I am going to pay my normal payments for that time and then likely refinance @ 84 months which will drop the payment to 350.00 a month. I know I know it's stupid when I have 0% APR right now. My logic however is this.... if I can get even just one side job or so a month then I will keep the payments as they are. If money tightens up I will refinance... when the months are good, I will double up on the payments, or at least pay another 50-100.00 a month.

I plain out can't get out of the car what I owe on it right now. I don't have a lot of miles on it now, so after 6 or so months I won't be upside down on it and could sell it for what I owed without much of a hassle.

If I were to get something else less expensive, but still AWD and new (not into buying used since you never know what you are getting) I am still going to pay 450 or so a month which isn't much savings, and if I owe 26,9 now, what's the point in getting something new for 23-25?

I love my car and have been trying to keep it... i've gotten quite a few small jobs this month and have made an extra 400.00, so that will keep me going and if it won't... i'll pay the interest which will amount to about 5,500.00 @ 5.99% over the term if I refinance at 23,9 or so... could I get Evo performance from an RA,WRX, etc for 5,500.00? Not likely if you include suspension, brakes, power, and overall performance.

Anyway... i'm keeping it lol

 

nevermind. bad idea. post deleted.

 

I just refinanced my X witha 4.9 rate. Dropped my payment by 200 a month. I also put down 4,500 cash though. I was also considering selling and trying to get something cheaper, but all other cars that are cheaper are not as fun to drive/ fun to mod.

Good choice to keep it, but I think you should bust *** and save up some cash to pay down the principal and refinance it for 60 or 72 months.

 

I have an 03 evo * for $13000, and an 04 VW R32 for $16,500 if your interested in trading

 

Yeah, I will consider trying to save up a bit of money and put it down when/if I have to refinance. The ideal situation obviously being I won't have to though.

 

dude why waste money refinancing it? I mean seriously 0% interest? and you wanna go to 84 months? not good thinking here man not at all.

buy a house that would be cheaper then building, bad economy=great bargaining with existing homes. I bought 2 cars basically brand new and was paying $1000 a month on notes, I wish I had 0% lol

 

Ralliart
i just got a good deal on mine i was out the door a little under 24.5 tax and all!
( and tax here in CA is 9.25) i got a 60mo with a 1.9. they are not doing 0% anymore.

 

Don't sell it unless you are tired of it... or can get a good deal on the sale.

 

The Ralliart is a nice car, but it's no Evo.

 

No, it's not cheaper to buy. I own the land and the house is about 1550 sq. ft. I'm getting it built turn key for 75.00 a sq ft. and around here, no house can be bought for that price.

I am going to 84 months IF I have to, and if I do, i'll pay more on the payments a lot of the months which doesn't equate to as much in interest.