It looks like that website is for US only. I am from canada.

Also, when I went in there to find some info I already told them I had a trade in. I told them what it was ( Ford F150 ) and they told me they work with Ford ( across the street ) and they could get me a good deal. ( Could be bull****, but the guy was my age so I kind of believe him )

 

no no, we raise rates on people we want off the books

the formula is 6%. A consumer will take a 6% rate increase without shopping, if you hit them double or triple that, you can get them to shop. It's how we tailor our books to ensure actuarial predictability.

 

yeah they'll buy-bid you (aka, they'll call the dealer across the street, arrange to sell it to them for a certain price, then try to buy it off you for less than that and pocket the difference).

 

Soooooo after all this....no price?

 

They actually said the ford dealers will be selling it since mistu doesnt sell trucks. And that they will be able to give me a better deal than mitsu could.

Hey sorry 0mega. I dont have a final price until friday when i go in to buy it. But before trade in its looking like roughly $53,000 (CAD)

 

Wait, that makes no sense. And I know you use to work for an insurance company (well atleast according to your posts).

But why would USAA want me off the books if I had them for about 6 years, paid roughly $150 a month for those six years, have other insurances though them, and had no tickets or accidents? Basically had them for 6 years and they did not pay out a dime on my part.

Now when I shop and entertain the idea of getting a new car, they quote me some ridiculous price on one car, but a normal feasable price on another (Evo vs WRX). Assuming that they do not want my money anymore for some odd reason and just simply want me off their books, wouldn't they quote that ridiculous price on the Subie as well as the Evo?

Perhaps they are psychic and knew I was going to purchase an Evo, so since they want me off their books, they quoted a ridiculous quote on the Evo and not the subie.

edit** Again I know (according to your posts) that you use to work for a car insurance agency. I'm assuming that you are aware of USAA. Does USAA not raise rates if they have a bad year in an area and have to pay out more than expected? And in return, if they have a good year do they not send their customers a refund check? I ask because this is what they told me and because my experiences with them back that up. My years with them, I have had both rates increased although not having any tickets and accidents. I have also received a refund check about 3 times.

Also, why would insurance companies give you a ridiculous quote just because they want you off their books? Wouldn't they just simply drop you off their books?

Although I believe you usually know what you are talking about when it comes to insurance, I believe in this situation you are completely wrong.