Are EK's worth putting comprehensive coverage? You opinion.

I have it on my S2K and Evo but havent had it on my EK. Im thinking I should add it, because if **** happens I'll have to daily one of the other 2. But on the other hand does the payouts equal the value of hiked payments?

 

Depends on what the cost difference is and how nice your EK is... Only you can really answer that question...

 

Whats the car worth?

 

Its an EK - so I'd say 3K, street value which I'd do $500 ded KBB says 2034.

But I dont want to be in a situation where they says it's $1000 minus ded. Which wouldnt have been worth paying.



B20Z2 swap, AC works, Teg seats, ect 118K.

 

$2k car isn't worth full coverage unless the premium is like $20 a month. I'm sure it'll be around $100. If you just save that $100 for a year, you'll have $1200 in savings. And then if you were to wreck, that $500 deductible is a huge chunk of $2k value. Not really worth it..

 

How much more per month is comprehensive? If you insure multiple vehicle, its probably pretty cheap. Also consider PIP (personal injury protection) and UIM/UM (Underinsured/uninsured motorist) coverage. There are a surprising number of uninsured drivers on the road.