Would an EK Civic be worth comprehensive coverage?
Apr 19, 2016, 11:32 AM
#1
Would an EK Civic be worth comprehensive coverage?
Are EK's worth putting comprehensive coverage? You opinion.
I have it on my S2K and Evo but havent had it on my EK. Im thinking I should add it, because if **** happens I'll have to daily one of the other 2. But on the other hand does the payouts equal the value of hiked payments?
I have it on my S2K and Evo but havent had it on my EK. Im thinking I should add it, because if **** happens I'll have to daily one of the other 2. But on the other hand does the payouts equal the value of hiked payments?
Apr 19, 2016, 12:17 PM
#3
EvoM Guru
iTrader: (1)
Whats the car worth?
Apr 19, 2016, 02:28 PM
#4
Its an EK - so I'd say 3K, street value which I'd do $500 ded KBB says 2034.
But I dont want to be in a situation where they says it's $1000 minus ded. Which wouldnt have been worth paying.
B20Z2 swap, AC works, Teg seats, ect 118K.
But I dont want to be in a situation where they says it's $1000 minus ded. Which wouldnt have been worth paying.
B20Z2 swap, AC works, Teg seats, ect 118K.
Apr 19, 2016, 02:30 PM
#5
EvoM Guru
iTrader: (1)
$2k car isn't worth full coverage unless the premium is like $20 a month. I'm sure it'll be around $100. If you just save that $100 for a year, you'll have $1200 in savings. And then if you were to wreck, that $500 deductible is a huge chunk of $2k value. Not really worth it..
Apr 20, 2016, 08:19 AM
#6
How much more per month is comprehensive? If you insure multiple vehicle, its probably pretty cheap. Also consider PIP (personal injury protection) and UIM/UM (Underinsured/uninsured motorist) coverage. There are a surprising number of uninsured drivers on the road.
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