^ good point. Never thought about it that way. I really like your logic on this one.

Those sneaky bastards, but can't they just chose to not cover it because they can just flat out blame the safety was compromised. And you end up actually paying the full amount aka $800 in your example. There might be a few insurance companies that will honor it, but i doubt all of them are this generous. The thing is, this unwritten law is not made universal or else everyone will not be afraid to have them off.

I agree that the crash beam will save them money, but if we don't have it on, it might costs us more money because we are sorta playing by their rules so to speak.

Next question to ask is: which companies still honor claims in accident's when beams are removed? And which doesn't? lol. Once answered, act accordingly.

 

For small claims, especially those without medical damages, the insurance company is not going to scrutinize your claim. If you really believe they will not deny future claims (large or small), why not call your insurance company and ask about removing your crash beam?

That goes for anyone else who doesn't believe their insurance company cares, or will check for a beam in catastrophic accidents. The higher the claim, the more they snoop.

But I will warn you all...
Many insurance companies log every question you have like this. It all ends up on your CLUE report. Yes, even if you're just asking a question. Then in the future when you have another claim, they probably will check for a crash beam.

 

I bet the would really be pissed off about the testpipe, leaded fuel, and r compounds then!

 

it's all been said before. look here, start on page 6
https://www.evolutionm.net/forums/sh...=174979&page=6

and the compromise solution (Cusco front power brace to replace crash beam):

 

True... but thats assuming your lucky and get a claims adjuster that doesn't know what he or she is looking at and thats IF you even want to deal with the insurance campany in the first place. Will the insurance pay for a replacement for that spiffy Carbon trunk and exotic wing that got damaged because a minivan drivin' soccermom backed in to you and kept going because she didn't feel your hollow bumper?

 

well mr. jeff jeske, you will remember when my girlfriend hit my car and scraped the paint off my bumper and cracked the headlight, we took the bumper off and there it is, a bent 10mph bar. Without that crash bar it would have been likely that my intercooler piping would of been bent, That "crash" happened at amost 3mph.... At low speed impacts it works nicely but anything after 10-15 mph i would think it would be useless.

 

i removed mine and i figure if i get accident its not going to help that much anyways

 

I just put a JDM bumper on my car and I modified my rear crash bar to go on under it. Took a little cutting and welding but in the end I feel better knowing it's there especially since I carry my 5 year old around in my Evo.

Josh

 

Those beams serve no purpose except for the 5mph bumper test. This is all a result of the insurance companies forcing our government to pass this requirement on car manufacturers. YOU do not see these beams on European or Japanese models.

The idiot who said the front crash beam plays a role in deploying the air bags has no freaking clue what he is talking about.