We still owe 6k on the car. The only reason why we financed it was so I can build some credit. I'm still a young guy only 22. Just wondering if anyone knows if there was an X that was total and how much the insurance company offered them so I can get a ball park figure atleast..

 

Why not call your insurance and ask?

I would think it would fluctuate area to area (as discussed with the 240sx pay out) and might even fluctuate depending on the insurance company. Maybe half the private party value? Call your insurance and let us know.

 

I tried already. They said the adjuster hasn't even seen the car so they can't give me any numbers so thats why I figured I would ask. I wouldn't care if its off a little bit but no matter what area I am in the price would be 18k in one area and 10k in another

 

Get another evo. Once you own one, it seems nothing else compares when you drive another car.

 

Figure what your car is worth retail at a dealership via auto trader in your general area, take the 10 most expensive and come up with an average. This average is what you should be paid for the car. Be prepared to be lowballed, don't be too pissed it's just part of the game. Hold out for at least the average. Find any invoices add those to the total, don't call them mods call them maintenance and replacement parts.

Get your car to a reputable body shop ASAP. This will provoke an adjuster to get out there right away. The body shop is much more likely to tell you better if the car is totaled.

 

Your insurance can't tell you what percentage they let you buy a car back at? Thats what your needing to find out right? You already kind of know the private party value for your area. You need to find out at what price would it be to buy it back if they total it. I would think this is a percentage of the pay out. They should have a general figure of this without looking at the car.

 

Thanks for the info. Already at a shop now and the adjuster is supposed to be there today sometime.

I was thinking the same thing as you...

 

Couldn't imagine what I would do if this happened to me. I would just go ahead and get a new gsr if I were you, and find whoever stole your car and issue some payback...

 

I know for my insurance company (USAA), I brought my car to the body shop and got an estimate from them because they were recommended by USAA... and sure enough, USAA paid for the damages. If the car is totaled, then you still need to bring it to the shop and get an estimate. This was for my lancer...not my Evo though lol

 

I feel for you buddy. My last car was stolen and it took 4 months and a lawyer for my insurance company to settle. The BS report the insurance will come up with is called a Fair Market Valuation. 10 cars in your area valued and averaged out. If your X is totaled, make sure the vehicles in the valuation are of similar mileage and have have similar options if not make sure the value adjustment for those vehicles are accurate. Also buy back the X from the insurance if it's determined a total loss, part it out and make some bank.

Good luck.

 

Damn sorry to hear that. You can probably find a nicely built 8 or 9...

 

Man I would totally wait until you get something solid from the insurance company. I just went through this and still am going through it. I thought my car was totalled and the insurance company USAA kept telling me that it's a loss and that it's a possibility of a loss and that I should look into getting a new car. So I went and bought a Nissan Maxima and low and behold USAA calls back in a few days telling me that the car is not totalled and that they are getting it fixed. Now I'm stuck with two cars and I can't afford both of them. So now I may end up selling my Evo...

 

Your going to sell the Evo and keep the Maxima? WTF?

And why did you buy another car before USAA paid off the first car?

 

After I totaled my 08 GTI i got a private tow truck company and they got it from the lot to my house. Took off all my **** that wasnt damaged, put stock stuff back on.

I got 22k for the car, (beyond kbb)

I also sent in 12k of mod receipts, and got 10k for that

Got way more back then if I parted it out

 

Sorry to hear man. Was there anything you didn't like about the X or are you just looking to try something else? I imagine it will suck to go back and finance another X but if you are still looking to build credit and you loved the car - I would suggest going with another X GSR.

With 28k you'd be able to afford a very nice Z/G but both of those cars don't age particularly well. Mores so with the infiniti G35 - the leather on the front seats tends to pull away from the frame and all the painted plastic parts/buttons on the dash fade/chip badly. The caveat there would be I only test drove used ones of both, I've never owned either. But I do love the engine note of the VQ.