I would still suggest something cheaper, especially if you're going to school.

 

This is MY first car also, and I LOVE IT. If you want an RA, get it. Dont let anyone tell you what to get or what not to get, because at the end of the day, your going to be the one in the drivers seat. Im only 17 years old and I have to say, dont be stupid about having this car. Use your head and be careful. And ENJOY!

 

How does a 17 year old afford an RA? Don't get me wrong, if you are doing it on your own that is very impressive.

 

a 17 yr old?
geez.
How do you get credit built up enough for them to even offer you it? lol
Im guessing your parents are playing a huuuge roll. no offense. spoiled. lol

 

Its very possible.. i bought mine 3 months after i turned 18. I have 2 jobs and college.. and i still have plenty of time to party it up and hang out with the girlfriend. And i also have insurance, rent, gym membership, college tution and a credit card to pay for so its not like thats all i pay for... and i STILL have made a couple extra payments to pay it off ahead of time

Its very possible.. u just have to put ur mind to it

 

^ baller?
That's a spending plan to put about 85% of people in your age in our economy, to go broke as fuh.

 

lol not a baller.. just dealt with hardships early in life and have worked a fulltime job since i was 15.
Thats why i suggest to the 85% to work and save up money because one day they will be broke if they arent smart with there money. Im the 15% that can handle it (Its prolly more like 4-5% actually lol)

 

I call dibs on the Recaros on the first RA wrecked by a minor!
Kidding...

My first car was a 92 Cavalier Z24. Man I loved that thing, I made it sit at a 45 degree angle on a 10ft snowbank one winter, memories

As far as an RA for a first car? I'd wait 2 or 3 winters to pull the trigger. Get a good feel the all the road conditions that could come up. Its not so much the young age that worries me, its the lack of experience in harsh weather. It'd suck if you hydroplaned and slid into a cement barrier (because you slammed on the brake instead of giving a little power and counter steering your way out of the jam. See: Hydroplaned Bad outcome) and destroyed your brand new RA.

I'd say, buy a nice used car first. If you can afford the RA as your first car now, then invest in a good used car. Rule of thumb for used vehicles - in my book - is
Less than 2yrs
Less than 20k miles

 

awe, isn't that cute. Little robut thinks he is human

Lolz, ok seriously though, get it if you want it. Just don't be a retard. Street racing is retarded and risks the lives of innocent people. If you have a beef with someone, invite them out to your local strip or *I didn't say this* some middle of nowhere dusty road. Or to fight club.

 

I would recommend against the RA for a first owned car. Especially if you have only been driving for 2 years.

i would start out with a 4 cylinder naturally aspirated vehicle, preferably used. Get yourself something simple like a lancer, civic etc that you can learn to do maintenance on. Get a manual transmission as well.

The reason being is that you want a car that is not going to require a long term investment on your part and it easy to maintain. You will get to learn the ins and outs of car ownership on a platform that is simple and that performs adequately. You can also pay something like this off very quickly to lessen the debt you will certainly accrue (or your parents will acrue). Essentially, getting something cheap, simple, and reliable will give you some space to learn and make mistakes.

If you NEED awd, and given your location you may.... I would look in a naturally aspirated Subaru 2.5rs. They are very cheap. Only problem is they are kinda tricky to work on for beginners. I would totally have bought one instead of the lancer if I had been thinking straight.

Also, how the hell are people affording a car like a ralliart in school? Are these actual 4 year universities we are talking about? I worked as well payed real estate agent during school while taking classes full time. I was paying rent, car, insurance, school etc. I could barely afford my POS OZ during college. There's no way its technically possible to finance a 25k car during college (at age 18-21) unless you are having mommy and daddy's help, or you are a trustfunder. Banks would laugh in your face if you only had 1 year of credit card use and you tried to finance a car like that.

 

lol i love the hating on people who have their parent's help them with their car payments. Repressed anger perhaps? It's not their fault their parent's decided that they would help with payments, you would all take the same offer had it been made to you i'm sure. I do agree that having a car paid in full is a bit much (duh) but if the pay is at least split 50/50 it does give a learning experience of still making payments and not killing yourself so that you can still focus on school and work and such without overly stressing. It provides some room for "i'm an idiot" money mistakes so that you can learn. Granted this method doesn't work for all, some may just take complete advantage.

 

No offense taken IDriveRA lol. I've been saving for the longest time to get a nice car. I remember since I was 5 I would take all my money Igot for my birthday or christmas and put it right in the bank, and now I get to drive a beautiful car. I bought my RA all out so no car payments for me. Luckily, my parents do pay my insurance for me which is a huge help, and yes, I know i'm spoiled. But I worked very hard to have nice things and I know that hard work pays off now that I have this sexy car in my driveway.

 

Shepherd University in Shepherdstown, WV.. 4-year University.. dont believe it.. look it up. The Bank laughed until i wrote them out a check for 10 grand and told them to shut the **** up and finance the car.. once again it is possible to do by urself.. if it wasnt i would b on the honda forum talking about my civic

 

I was not "hating" on people who have their parents help them with car payments. There is nothing wrong with that. I was curious about people who claim they buy a 25k car in college when they have no established credit. It seems impossible to me given the way the banks are now and just generally how credit works.

I have no repressed anger, and no resentment for people who find themselves in such a fortunate situation at a young age. What i don't like is 18 year olds rolling around like they own the streets in brand new sports cars that they didn't work for. They drive erratically and cause the inflated insurance epidemic that plagues evo owners. In my opinion it inhibits the learning process and maturing of younger people when they get such a prize for just graduating high school. it's entirely overkill

 

Ok... but what are your APRs and insurance rates? Also rent, TUITION, books, food, clothes, beer money and other miscellaneous things. Seriously man, I want to believe you, but that's just insane.

10k downpayment still means you owe around 15k on that car, and I'm guessing without a credit history (which still baffles me that the bank lent you 15 thousand dollars without credit) you are probably going to end up paying like 40k for that car when it gets payed off. Possible? maybe. Smart? Hardly.