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Evo X insurance costs for adults????

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Old Mar 9, 2015 | 12:00 PM
  #61  
hydro334's Avatar
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From: Northern CA
2015 gsr is $150 a month. I'm 26. Not so clean record.

Decided to keep my DD (Honda Civic) because it was only $50 more a month, $200 for both cars, and I was originally paying $70 per month for said DD..
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Old Mar 9, 2015 | 12:04 PM
  #62  
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From: Northern CA
Originally Posted by Enpera
Insurance rates are all over the place. It really makes you wonder what the algorithm is.
Location, coverage, location, location....


I plan on moving in with my gf, about 13 miles away, and it would be $600 more a year if I decide to change my address.
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Old Mar 9, 2015 | 07:44 PM
  #63  
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i'm 27 and I pay ~$950 every 6 months. That's about $158 a month. I was hoping it'll be cheaper cause it's a 4 door economy car... but i guess insurance see's the Evo as something else.
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Old Mar 10, 2015 | 04:39 PM
  #64  
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From: Chula Vista
Im 25, Live in San Diego and have a perfect record.
Im paying $184 a month, full coverage 50/100/50 limits with Triple A.
It all depends on your location...
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Old Mar 11, 2015 | 04:51 PM
  #65  
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From: PA
Married, late 20's, clean record, $500 deductible on my 2010 X SE as required while still financed, wife's 2012 Elantra on same policy with same deductible, hers is financed too. Want to increase my deductible to $1,000 once finance period is up.

100/300 coverage in Philadelphia, just over $300/month with Liberty Mutual. Planning to shop around if rate doesn't drop on next annual renewal. Location is what keeps our rate high...

I was with Geico for a few months when I first got the car, rate was insane.
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Old Mar 11, 2015 | 06:27 PM
  #66  
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From: San Antonio
21 yo male single, Texas
2011 GSR
2k for 12 months
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Old Mar 12, 2015 | 12:07 PM
  #67  
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From: Chicago Area
Im 30, just got a 2015 WW Evo MR and I pay about 460 every 6months with Allstate...... Get the agent to play with the numbers.
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Old Mar 15, 2015 | 07:19 AM
  #68  
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From: Russellville, AR
Originally Posted by Napalm_Enema
Crank up that deductible and report back what your monthly is!
It was only a $2-$4 difference from $500 deductible to a $250 deductible. The Evo is around $90 a month for me.
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Old Mar 16, 2015 | 09:36 AM
  #69  
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From: Ohio
Single 23, clean record

2013 GSR

$155.83 per month with Travelers Insurance
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Old Mar 17, 2015 | 03:07 PM
  #70  
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From: Clarksville, TN
Originally Posted by clxa38
i'm 27 and I pay ~$950 every 6 months. That's about $158 a month. I was hoping it'll be cheaper cause it's a 4 door economy car... but i guess insurance see's the Evo as something else.
The Evo is not a 4 door economy car. It's 4 doors, yes. However, at least with USAA, engine displacement/number of doors/model, etc do not necessarily play a factor. They do no discern between a "sports" car and a "economy" car or penalize for V-8 vs I-4. As they explained to me, your location, driving record, and the statistics of the car (safety ratings, likelihood of theft, security features, etc) go into a formula and out comes your insurance premium. Location plays a big factor in the theft department, as does safety stats. Other people on your premium and their driving records plays a role too. My insurance on the 3 cars on my premium went down like $2 a month when I added my dad. Like credit, he had a longer history of good driving than I did despite my great driving record (1 ticket, no accidents in 14 years of driving). Other insurance companies may actually hike your rate based on perception of certain models, like an Evo or a SRT-8 Challenger or whatever, but at least with USAA, they do not, according to the rep I spoke with. Case in point, when I got rid of my 2006 Dodge Ram V-8 for a 2005 SRT-10 Ram with the Viper V10, my insurance stayed about the same per month, like within ~10-20 bucks IIRC.
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Old Mar 17, 2015 | 05:22 PM
  #71  
Gtizks's Avatar
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From: carlsbad ca
i must agree that it seems kinda high, i myself just turned 25 & pay 199.94 a month for 2008 evo, 2012 GTI and full coverage on a 2009 gsxr 1000. I've had geico since i was 16 & never left
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Old Mar 18, 2015 | 11:10 AM
  #72  
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From: Baltimore
$100 a month, 34 with 100/300/100 coverage.
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Old Mar 18, 2015 | 11:57 AM
  #73  
Evolution IVGSR's Avatar
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From: Utah, SLC
28 Years old. No tickets or accidents clean record with SafeCo.

2008 Evo X with an additional $10k coverage on top to cover modifications, road side assistance, and rental car reimbursement I pay $128.86 per month on this guy right here



Shopping around always helps. Been with this company for a little over 2 years now. This is my 4th Evo I have owned in the last 10 years. Got my first one when I was 18 years old and paid around $320 a month on the very first one with Liberty Mutual then. I have since been with State Farm and Progressive as well. Each of them got cheaper than the previous one, but this was also probably because I was getting older and shopping around. If a company sees what you are currently paying they will try to beat the rate of your current provider to earn your business. I could have gotten even cheaper than what I pay now if I wanted, but I had requirements like the additional modification parts coverage. I learned the hard way with my 2nd Evo and Progressive screwing me over when my car was broken into and stripped. They wouldn't cover most of the aftermarket parts (Which is what were stolen) and ended up only payment me out 75% of what a stock Evo was worth after they totaled it out. I will never go back to Progressive after that.
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