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View Poll Results: Warranty claim problems/ No claim problems.
Submitted claim, wasn't honored or had problems
129
58.90%
Submitted claim, no problems getting it fixed.
93
42.47%
Multiple Choice Poll. Voters: 219. You may not vote on this poll

Warranty Issues <Mega Merge>

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Old Mar 2, 2007 | 03:35 PM
  #3646  
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From: salt lake city
Originally Posted by Warrtalon
That's very unlikely. I can only imagine the # of hateful threads we'll see if people start buying into this.

Not only is it unlikely that they'll just pay for ANYTHING that brakes no matter what, but they will also charge higher base rates knowing the car is modded I bet.

+1 if something sounds to good to be true it probably is
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Old Mar 2, 2007 | 03:55 PM
  #3647  
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From: St. Louis
I have been selling extended car warranties for 4 years (thats all I do). Our Warranties are about $3000. The dealers charge about $100 and hour.......how are they going to cover the car for 35$ a year? Sales people will say just about anything to get a sale....yes Im guilty. They MIGHT cover the powertrain...but thats a long shot.
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Old Mar 2, 2007 | 03:58 PM
  #3648  
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From: St. Louis
All insurance companys are crooks! The whole Katrina mess only cost the insurance companys 8% of total assets and they were crying like babys.
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Old Mar 2, 2007 | 04:08 PM
  #3649  
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From: Albany NY
Kyle, don't give away too much. There's probably a death squad on its way to St Louis right now to shut you up.
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Old Mar 2, 2007 | 04:09 PM
  #3650  
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From: AtX
Hope the phone call was recorded and that they dont lose the recording!
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Old Mar 2, 2007 | 04:13 PM
  #3651  
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From: MA
Originally Posted by Warrtalon
That's very unlikely. I can only imagine the # of hateful threads we'll see if people start buying into this.

Not only is it unlikely that they'll just pay for ANYTHING that brakes no matter what, but they will also charge higher base rates knowing the car is modded I bet.
I think alot of people would pay high base rates if this insurance covered all modified drivetrain parts in combination with stock parts. I doubt this is for real though. It sounds fishy to me. I wanna see it in writing.

Last edited by Rich EVO MR SE; Mar 2, 2007 at 04:19 PM.
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Old Mar 2, 2007 | 04:25 PM
  #3652  
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so, i build a evo race car...insure it then race it and break it and insurence comany pays for it...sweet
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Old Mar 2, 2007 | 04:26 PM
  #3653  
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From: St. Louis
Originally Posted by EJEvo
Kyle, don't give away too much. There's probably a death squad on its way to St Louis right now to shut you up.
LOL...thier is alot of Warranty Companys in the STL area....on of my buddy got a death threat back in 2004. The cops went and got the guy becuase we record phone calls. Anyway I do my best to tell the customer exactly whats going on. BTW, just so you guys know you have 30 days "right to recision" on anything you buy on the phone. I tell my customers that....I say "If you dont like the package call me back within 30 days!" If you guys read the fine print on your driving insurace you would probably cancle it!
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Old Mar 2, 2007 | 05:00 PM
  #3654  
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From: :noitacoL
Can someone else confirm this or was I hearing things?
the main reason I called them was to ask if I increase the value of my vehicle by adding and upgrading parts will this be covered if my vehicle gets stolen or wrecked, she said yes as long as I kept the receipts to show proof, (she also mentioned to take pictures off the record) I remembered back in January of 2005 I was charged an extra $35.00 every 6 months or every 12 months more for a extended warranty that covers your car like a dealer warranty, anyway I held off modding because I liked my MR the way it is, now I’m looking for more performance and said to myself what if something happens after I spend over 10g's? what if it gets stolen or wrecked?, so I remembered about that Geico extended warranty thing and called them this afternoon, I mentioned that I will be increasing the value of my car with modifications, then I asked what if my Turbo explodes because of the mod? she said quote "you just pay $250.00 for the deductible and they will pay the rest.

if this is true then there will be nothing stopping me, I WILL BE INVINCIBLE.

By the way now that I think of it she mentioned the words SHOW CAR a couple times, like if I said doing cams and bigger turbo she said quote “if you are making a show car then it will be covered”

I think it has something to do with show car, maybe if something happens to your car you have to tell them your car was a show car????

Last edited by MR. EVO MR; Mar 2, 2007 at 05:20 PM.
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Old Mar 2, 2007 | 05:21 PM
  #3655  
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From: Florida
I could already see my 6 month premium rising.
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Old Mar 2, 2007 | 05:23 PM
  #3656  
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From: :noitacoL
Originally Posted by mcwop23
it'd be worth paying stupidly high premiums to be with geico then

i'd just trash transfer cases constantly
yes
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Old Mar 2, 2007 | 06:10 PM
  #3657  
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From: St. Louis
Originally Posted by MR. EVO MR
Can someone else confirm this or was I hearing things?
the main reason I called them was to ask if I increase the value of my vehicle by adding and upgrading parts will this be covered if my vehicle gets stolen or wrecked, she said yes as long as I kept the receipts to show proof, (she also mentioned to take pictures off the record) I remembered back in January of 2005 I was charged an extra $35.00 every 6 months or every 12 months more for a extended warranty that covers your car like a dealer warranty, anyway I held off modding because I liked my MR the way it is, now I’m looking for more performance and said to myself what if something happens after I spend over 10g's? what if it gets stolen or wrecked?, so I remembered about that Geico extended warranty thing and called them this afternoon, I mentioned that I will be increasing the value of my car with modifications, then I asked what if my Turbo explodes because of the mod? she said quote "you just pay $250.00 for the deductible and they will pay the rest.

if this is true then there will be nothing stopping me, I WILL BE INVINCIBLE.

By the way now that I think of it she mentioned the words SHOW CAR a couple times, like if I said doing cams and bigger turbo she said quote “if you are making a show car then it will be covered”

I think it has something to do with show car, maybe if something happens to your car you have to tell them your car was a show car????
C'mon bro....read the fine print....thats BS. This chick is strokin' ya
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Old Mar 2, 2007 | 08:00 PM
  #3658  
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Nope it's true, they offered it to me too. Insurance with Geico was going to be 210.00 a month. I told them to take a hike and went with Allstate for 130.00.
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Old Mar 2, 2007 | 08:17 PM
  #3659  
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From: New Hampshire, USA
If it is true, and they do cover this stuff... I'm sure after 1 or 2 claims they will cancel you.
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Old Mar 2, 2007 | 09:32 PM
  #3660  
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I work for USAA, we don't have any warranty for mechanical breakdowns--BUT we do cover for modded cars without charging anything extra so long as the parts are permanently installed and you have receipts at the time of loss.

GEICO does have a mechanical breakdown endorsement on their policies. BUT--don't take what the "working through college" girl is telling you. Most of the GEICO reps don't even understand the policies well enough to give you hypothetical scenario answers. In fact--she isn't supposed to be giving you answers to what if questions like that because it's not her that makes the decision to cover a loss, it's the claims dept. That goes with any insurance company.

The mechanical breakdown clause is only good when THEY say it is, if they feel there was any negligence in the matter--sorry--no coverage. That's only some of the fine print. Think about things logically here...
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